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Statutory Condition 8

Statutory Condition 8 reads as follows:

WHO MAY GIVE NOTICE AND PROOF
8 Notice of loss under Statutory Condition 6(1)(a) may be given and the proof of loss under Statutory Condition 6... Read More

Misrepresentation

If a person applying for insurance falsely describes the property to the prejudice of the insurer, or misrepresents or fraudulently omits to communicate any circumstance that is material to be... Read More

Basis of Claim Payment-Dwelling

All policies contain a Basis of Claim Payment Section. It is very important to understand how the terms of your policy is to compensate you in the event your property sustains loss or damage.... Read More

Pair and Set Clause

In the case of loss or damage to any article or articles, whether scheduled or unscheduled, which are a part of a set, “we” will pay only a reasonable and fair proportion of the total value of the... Read More